FAFSA filing information

The Free Application for Federal Student Aid (FAFSA) is the application that notifies the Department of Education as well as Concordia that the student is interested in any Federal/State aid that they might be eligible for. This is the first step in receiving Financial Aid. The FAFSA requests tax information to evaluate eligibility (student and possibly parent).

Be sure to add Concordia to your FAFSA! ʰФ’s school code: 003842

In order to complete the FAFSA, you’ll first need a Federal Student Aid ID (FSA ID). As a dependent, undergraduate student, both you and your parent will need an ID. When creating an ID, keep in mind that information such as your email and personal information need to be kept separate.

Remember to document your username and password. The FSA ID is your universal ID for all Federal websites:

  • FSA ID:
  • FAFSA:

Federal loan requirements

If you are accepting your Federal Loans and as a first-time Federal loan borrower, you are required to complete both Federal Entrance Counseling and the Master Promissory Note.

Entrance Counseling

You can consider it your ‘first college course’. You will soon understand what a Direct Loan is, educational expenses, and your rights and responsibilities as a borrower. This should take approximately an hour to complete.

If you have further questions, please visit the .

Master Promissory Note

Consider this a legally binding agreement between you and the Department of Education in regards to your Federal Loans. This should take approximately 15 minutes to complete.

If you have further questions, please visit the .

Federal student aid information

You will find helpful links below to a number of Federal websites. We hope these websites help answer any questions you might have in regards to dependency, loans, FAFSA, and many more.

  • FAFSA Dependency Questions: are you a dependent or an independent student?
  • FAFSA Parent Questions: Do you know which parent to report on your FAFSA?
  • General Federal Aid Questions:

FAFSA Simplification Act

The FAFSA Simplification Act has recently been passed by Congress to streamline the financial aid process for students and families. Among other key changes this legislation will reduce the total number of questions students see when filing the FAFSA, attempts to clarify the questions that will be asked, and will aim to increase Federal Pell Grant eligibility. While in some cases the FAFSA simplification could increase some students’ financial aid eligibility, others may see a decrease in aid. Key changes that can impact the application process and resulting financial aid offers for students are outlined below.

Key changes include, but are not limited to:

  • Most of the changes related to FAFSA simplification will begin with the 2024-2025 application. Due to the changes, the 2024-2025 FAFSA will not be available as of the traditional October 1 date. The anticipated launch date of the 2024-25 FAFSA will be in December 2023.

  • The Estimated Family Contribution (EFC) has been replaced by the Student Aid Index (SAI). The SAI is a different way to determine aid eligibility.

  • The FAFSA Simplification Act expands the Federal Pell Grant to more students and will link eligibility to family size and the federal poverty level.

  • Schools will use the SAI to determine eligibility for federal financial aid programs. Concordia University will also use the SAI to determine financial need for need-based institutional funding such as Concordia Grant.

  • SAI will no longer take the number of students in college into consideration. This may reduce need-based aid eligibility for current students with siblings in college.

  • For students whose parents are separated or divorced, the guidance on which parent income to report has changed to the parent who provides the most financial support to the student, rather than the parent who lives at the student’s primary residence.

  • Parents without a Social Security Number will be able to apply for an FSA ID. This will speed up FAFSA processing time as they’ll be able to submit the form online, rather than having to print, sign and mail their application.

  • Students who qualify for a dependency override due to homelessness or not being able to access their parents’ financials, no longer need to recertify their dependency status each year, unless their situation changes.

  • Male students under the age of 26 are no longer required to register with the Selective Service System to receive federal financial aid.